For purchase, construction, and renovation of residential house/commercial building
Residential Home/Commercial Building Loan
| Purpose of the loan | Equity Contribution | Tenure of the Loans | Equity Cont. and Repayment in Foreign Currency | Equity Cont. in FCY and Repayment in LCY |
| • Purchase, Construction, renovation or extension of a residential unit /apartment or commercial building | > 20% – 30% | Up to 20 years | Saving Interest Rate + 1.75% | Saving Interest Rate + 6% |
| • To simultaneously purchase and improve/finish a home/building. | > 30% – 40% | Up to 20 years | Saving Interest Rate + 1% | Saving Interest Rate + 5.5% |
| • Finish construction of residential house/commercial building | > 40% – 50% | Up to 20 years | Saving Interest Rate + 0.5% | Saving Interest Rate + 4.5% |
| • Refinancing of existing mortgage loan/ Buy-out of existing housing loan | > 50% | Up to 25 years | Saving Interest Rate + 0.25% | Saving Interest Rate + 2.5% |
