Renovation of residential house

For purchase, construction, and renovation of residential house/commercial building

Residential Home/Commercial Building Loan
Purpose of the loanEquity ContributionTenure of the LoansEquity Cont. and Repayment in Foreign CurrencyEquity Cont. in FCY and Repayment in LCY
• Purchase, Construction, renovation or extension of a residential unit /apartment or commercial building > 20% – 30%Up to 20 yearsSaving Interest Rate + 1.75%Saving Interest Rate + 6%
• To simultaneously purchase and improve/finish a home/building. > 30% – 40%Up to 20 yearsSaving Interest Rate + 1%Saving Interest Rate + 5.5%
• Finish construction of residential house/commercial building > 40% – 50%Up to 20 yearsSaving Interest Rate + 0.5%Saving Interest Rate + 4.5%
• Refinancing of existing mortgage loan/ Buy-out of existing housing loan > 50%Up to 25 yearsSaving Interest Rate + 0.25%Saving Interest Rate + 2.5%
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