Investment Financing
Investment Financing
| purpose of the loan | Nature of the Loan | Equity Contribution | Tenure of the Loan | Both Equity & Loan Repayment in FCY | Both Contribution in FCY and Repayment in LCY | |
| • For expansion of existing business or new investments/projects in various sectors (Manufacturing, Hotel, Real-Estates, etc.) | Project Financing | Staring from 30% | Up to 15 years depending the project cash flow | Saving IR Plus 3% | Saving IR Plus 6.5% | |
| Transport, Construction machineries, Agricultural Equipment | 50% and above | Up to 5 years | Saving +5% | Saving IR + 6.5% |
N.B. Grace period shall be considered depending on the nature of the project.
If equity contribution is in local currency, project loans shall be treated in the same way as the mortgage loan
Investment project Murabaha Financing For expanstion of existing businessor new investment/project in various sectors (Manufacturing , Hotel Real Estate etc
Investment project Murabaha Financing
| Nature of Finance | Equity Contribution | Both Equity and Repay in FCY | Equity in FX & rept in Local Currency | Murabaha Tenure | |
| Project Finance Up to 15 years depending the project cash flow | Starting from 30% | 16% 27.5% 39.5% 58.5% 72% 93.5% | 22% 38% 55% 82.5% 102.5% 133.5% | UP to 3 Yrs UP to 5 Yrs UP to 7 Yrs UP to 10 Yrs UP to 12 Yrs UP to 15 Yrs | |
| Transport construction machineries, Agricultrual Equipment up to 5 years | 50% and above | 19.5% 33.5% | 22.5% 38% | UP to 3 Yrs UP to 5 Yrs |
