Musharakah

Some of the benefit

Investment Opportunities

Opportunities for long- and / or medium-term investment of its resources

Consistent Income

It can constitute a source of regular and consistent income which will enable it to provide its depositors and shareholders with a fairly attractive rate of remuneration.

Musharakah is a joint enterprise or partnership structure in Islamic finance in which partners share in the profits and losses of an enterprise. Musharakah is frequently used in the purchase of property and real estate, in providing credit, for investment projects, and to finance large purchases. In real estate deals, the partners request from a bank an assessment of the property’s value via imputed rent (the sum a partner might pay to live in the property in question).

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